Nq: is there anything in writing about this arrangement?

Nq- did she agree to this over text message or anything so you at least have written proof of the agreement? Maybe she's got herself into financial difficulty by other means and is just taking her stress out on you. Sorry for your loss and I hope this gets sorted

NQ: If she goes to the police they’ll ask her how you got her card. She’s likely to say, well I lent her it…they’ll say well sorry but we can’t help you! I wouldn’t worry. Just try and continue paying as much as you can.

NQ - did you father own any property or assets? You can claim funeral money back if so. If not, then it’s a really tricky situation as no real evidence of the agreement unless you both signed something. I really feel for you.

NQ have you applied for a funeral expenses social fund?

NQ I'm pretty sure this loan will come under civil not criminal law. The police won't be interested but they could go to the small claims court but I suspect they will say to carry on as is.

NQ. Be careful when paying the monthly amount on tve credit card as if your friend has bought other things, that will be included on tve monthly total. You need to work out how much tve funeral was plus the interest charged by the cc, that’s what you should be paying only.

NQ: They will see you’re paying it back each month, which she would 100% know about as it is her account. That will prove she lent you the money because otherwise she’d have questioned ages ago why you’re randomly paying her cc bill. I wouldn’t worry, but she’s clearly no friend. Plus if there’s nothing in writing saying you have to pay it back, tell her that you won’t pay anymore if she wants to act like that. Can I ask though, who physically paid, was it you, was your friend there with you or did she hand the card over for payment?

NQ but was in a similar situation. I lent a friend my card to help her out. It took years to pay back but I had to tolerate it and be grateful she was paying it at all because legally if she had stopped there was nothing I could have done. I lent her my card, it was in my possession, it wasn't fraud and I had nothing in writing.

Thank you everyone for your advice i really appreciate it