What can be done if a friend loans you money for a funeral and is now threatening to go to the police over the debt? | LawHive - Solicitors & Lawyers Online
What can be done if a friend loans you money for a funeral and is now threatening to go to the police over the debt?
My farther died and I had no way of paying for the funeral as I'm on benifits a friend at the time offered me her credit card saying as long as I payed the monthly amount due then it was fine which I have been doing, now she is saying its taking toong to pay back and she wants the balance in full around £3000 which I can't afford to do she is threatening to go to the police saying its frawd and I am really worried Any help are advice would be appreciated thank you

Anonymous

3rd April 2022

Top Answer
Nq: is there anything in writing about this arrangement?

Kevin Fuentes

3rd April 2022

Nq- did she agree to this over text message or anything so you at least have written proof of the agreement? Maybe she's got herself into financial difficulty by other means and is just taking her stress out on you. Sorry for your loss and I hope this gets sorted

Mabel Barr

3rd April 2022

NQ: If she goes to the police they’ll ask her how you got her card. She’s likely to say, well I lent her it…they’ll say well sorry but we can’t help you! I wouldn’t worry. Just try and continue paying as much as you can.

Belinda Kenny

3rd April 2022

2 upvotes

NQ - did you father own any property or assets? You can claim funeral money back if so. If not, then it’s a really tricky situation as no real evidence of the agreement unless you both signed something. I really feel for you.

James Mccarrel

3rd April 2022

NQ have you applied for a funeral expenses social fund?

Catherine Hayes

3rd April 2022

NQ I'm pretty sure this loan will come under civil not criminal law. The police won't be interested but they could go to the small claims court but I suspect they will say to carry on as is.

John Shapero

3rd April 2022

1 upvote

NQ. Be careful when paying the monthly amount on tve credit card as if your friend has bought other things, that will be included on tve monthly total. You need to work out how much tve funeral was plus the interest charged by the cc, that’s what you should be paying only.

Allison Vincent

3rd April 2022

NQ: They will see you’re paying it back each month, which she would 100% know about as it is her account. That will prove she lent you the money because otherwise she’d have questioned ages ago why you’re randomly paying her cc bill. I wouldn’t worry, but she’s clearly no friend. Plus if there’s nothing in writing saying you have to pay it back, tell her that you won’t pay anymore if she wants to act like that. Can I ask though, who physically paid, was it you, was your friend there with you or did she hand the card over for payment?

Nicholas Richardson

4th April 2022

NQ but was in a similar situation. I lent a friend my card to help her out. It took years to pay back but I had to tolerate it and be grateful she was paying it at all because legally if she had stopped there was nothing I could have done. I lent her my card, it was in my possession, it wasn't fraud and I had nothing in writing.

Betty Pavone

4th April 2022

Thank you everyone for your advice i really appreciate it

Anonymous

4th April 2022

1 upvote

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