Hassle-free help from the UK's best Litigation solicitors.
Transparent pricing, from start to finishGet the support you need, when you need itTrusted lawyers, clear expectations
Transparent pricing, from start to finishGet the support you need, when you need itTrusted lawyers, clear expectations
Amazing experience
After placing an enquiry, I received a call 20 minutes later, and then 2 hours later, I had a solicitor assigned to me. They were absolutely incredible right from the word go - amazing and very prompt with replies, answering all my questions and keeping the process moving. We finally completed today and I am so unbelievably happy. I wouldn’t hesitate to use Lawhive again in the future if needed.
Lily
First class service
I initially made an online enquiry about a tricky conveyancing matter and received an immediate call back. They understood straight away what was needed and gave me a quote that was very reasonable. It was such a pleasure to find someone who was cheerful, professional and completely reassuring as I’d been getting quite anxious about the sale of my house. The service Lawhive has provided is absolutely first class and I cannot recommend them enough.
Charles
Empathetic, professional and efficient
I am an executor, selling my mother's home. I found the assistance I received from Lawhive first rate - empathetic, professional and efficient.
Mark
Great service from Lawhive
We used Lawhive for our conveyancing needs and our solicitor was very helpful, patient and informative. She helped us with our needs with prompt responses and provided a very efficient service.
Kelvin
Great service when you need clarity and calm
Our solicitor was warm, friendly and provided crystal clear communication. A lot of conveyancers assume customers know everything about the process already, so it was really appreciated to hear each stage included in the price given.
Em
Quick and efficient
We used Lawhive for a transfer of property and conveyancing. Our solicitor was so helpful and thorough with the whole process. He responded quickly and efficiently to any questions or requests that we had and explained some of the more complicated issues regarding the process clearly.
Geri
Fantastic service and experience with Lawhive
I had the pleasure of working with Lawhive doing a transfer of equity on a property. Our solicitor’s service was amazing, she responded quickly to any questions or concerns and kept me updated throughout the process. I can strongly recommend her for any conveyancing work that you may need. Fantastic service all round.
Jane
Amazing experience
After placing an enquiry, I received a call 20 minutes later, and then 2 hours later, I had a solicitor assigned to me. They were absolutely incredible right from the word go - amazing and very prompt with replies, answering all my questions and keeping the process moving. We finally completed today and I am so unbelievably happy. I wouldn’t hesitate to use Lawhive again in the future if needed.
Lily
First class service
I initially made an online enquiry about a tricky conveyancing matter and received an immediate call back. They understood straight away what was needed and gave me a quote that was very reasonable. It was such a pleasure to find someone who was cheerful, professional and completely reassuring as I’d been getting quite anxious about the sale of my house. The service Lawhive has provided is absolutely first class and I cannot recommend them enough.
Charles
Empathetic, professional and efficient
I am an executor, selling my mother's home. I found the assistance I received from Lawhive first rate - empathetic, professional and efficient.
Mark
Great service from Lawhive
We used Lawhive for our conveyancing needs and our solicitor was very helpful, patient and informative. She helped us with our needs with prompt responses and provided a very efficient service.
Kelvin
Great service when you need clarity and calm
Our solicitor was warm, friendly and provided crystal clear communication. A lot of conveyancers assume customers know everything about the process already, so it was really appreciated to hear each stage included in the price given.
Em
Quick and efficient
We used Lawhive for a transfer of property and conveyancing. Our solicitor was so helpful and thorough with the whole process. He responded quickly and efficiently to any questions or requests that we had and explained some of the more complicated issues regarding the process clearly.
Geri
Fantastic service and experience with Lawhive
I had the pleasure of working with Lawhive doing a transfer of equity on a property. Our solicitor’s service was amazing, she responded quickly to any questions or concerns and kept me updated throughout the process. I can strongly recommend her for any conveyancing work that you may need. Fantastic service all round.
Jane
It shouldn’t take a law degree to find the right legal service for you. With Lawhive, you can get legal help in just a couple of steps.
Answer a few questions on our site and instantly speak to a member of our team for a quote or request a callback at a time you choose.
We’re always open about our fees, so you’ll never pay more than you’re expecting.
Our lawyers are carefully selected for their expertise and experience, so you’re always in safe hands.
01 overview
Claims for breach of mandate usually happen when a bank either wrongly refuses to make a payment or makes a payment without the right permission.
If they do this, it can be viewed as breaking the contract or account rules, and the bank is responsible without considering the customer's fault.
If this has happened to you, our network of solicitors can help you make a claim.
Contact our Legal Assessment Team to get started.
A mandate is a document that outlines who is authorised to access and manage your bank account, as well as the actions they can take.
Adding someone to your mandate gives them permission to make payments on your behalf, apply for new products, and discuss transactions with the bank.
Mandate fraud happens when someone tricks you into changing the details of a direct debit, standing order, or bank transfer by pretending to be a company you regularly pay.
A breach of mandate happens when someone or a company does something they weren't supposed to according to a contract.
It is essentially a type of breach of contract.
When a bank breaches its mandate, it can have serious consequences for everyone involved, from financial losses to difficulties accessing credit in the future.
Even if a payment falls within the mandate, the bank may still be seen as negligent in its actions.
If your bank refuses a payment wrongly, you may be able to claim compensation to cover any losses or expected losses, because of the bank's mistake.
However, if the bank pays out money from your account it's seen as though the bank used their own money to make the payment - not yours.
Customers in this position can ask their bank to reverse the charges and claim money to cover any losses from the bank's mistake.
Even if your bank followed the mandate correctly, it may still be responsible for damages if it made the payment when it had reason to believe the instruction was fraudulent.
When a breach of mandate happens, banks can defend themselves if:
In any breach of mandate, seeking legal advice can help you understand your rights and options for recourse.
If a bank pays funds that were supposed to be held in trust for someone else, they could be responsible for assisting in a breach if they acted dishonestly.
Another type of liability arises when a bank deals with trust property inconsistently.
In both cases, dishonestly is judged based on what the bank knew at the time and, if their actions did not meet ordinary standards of honesty, it's considered dishonest.
If you think there's been a breach of mandate, your first step is to report it to your bank. Usually, they can sort things out quickly.
But if they can't or won't take responsibility, you might need legal assistance.
A breach of mandate lawyer can help you understand your options and guide you through the process of making a claim against your bank.
Yes, there's usually a time limit for bringing a claim for breach of mandate. According to the Limitations Act 1980, there are specific timeframes for different types of claims.
If it's a breach of contract claim, you generally have six years from when the issue arose. For more serious contracts, like formal deeds, you have twelve years. Tort claims, which can include breach of mandate, also typically have a six-year time limit.
There are exceptions, though. For instance, the Latent Damage Act 1986 gives you an extra six years for negligence claims involving hidden defects.
It's a good idea to address a breach of mandate as soon as possible, but even if it's been a while since you discovered it, there may still be options.
A solicitor can assess your situation and determine if it falls within the time limits for making a claim. Contact us today for a free case evaluation to find out more.
At Lawhive, our breach of mandate solicitors are available to help you understand your options and take action to recover what you've lost.
The cost for a licensed solicitor to help with breach of mandate is dependent on many factors including the complexity and specific requirements of the case. On average it is expected to range from £200-£300 but in some cases, it could cost as much as £500.
Get in touch with us for a free case assessment and quote today.
With straightforward pricing - so you know exactly what to expect at every step.
