Find a Solicitor for your Loan Dispute

Hassle-free help from the UK's best Litigation solicitors.

Get a quote
  • check-black-circleTransparent pricing, from start to finish
  • check-black-circleGet the support you need, when you need it
  • check-black-circleTrusted lawyers, clear expectations
Recommended by 30,000+ satisfied clients
  • 5 out of 5 stars rating on Trustpilot

    Amazing experience

    After placing an enquiry, I received a call 20 minutes later, and then 2 hours later, I had a solicitor assigned to me. They were absolutely incredible right from the word go - amazing and very prompt with replies, answering all my questions and keeping the process moving. We finally completed today and I am so unbelievably happy. I wouldn’t hesitate to use Lawhive again in the future if needed.

    Lily

  • 5 out of 5 stars rating on Trustpilot

    First class service

    I initially made an online enquiry about a tricky conveyancing matter and received an immediate call back. They understood straight away what was needed and gave me a quote that was very reasonable. It was such a pleasure to find someone who was cheerful, professional and completely reassuring as I’d been getting quite anxious about the sale of my house. The service Lawhive has provided is absolutely first class and I cannot recommend them enough.

    Charles

  • 5 out of 5 stars rating on Trustpilot

    Empathetic, professional and efficient

    I am an executor, selling my mother's home. I found the assistance I received from Lawhive first rate - empathetic, professional and efficient.

    Mark

  • 5 out of 5 stars rating on Trustpilot

    Great service from Lawhive

    We used Lawhive for our conveyancing needs and our solicitor was very helpful, patient and informative. She helped us with our needs with prompt responses and provided a very efficient service.

    Kelvin

  • 5 out of 5 stars rating on Trustpilot

    Great service when you need clarity and calm

    Our solicitor was warm, friendly and provided crystal clear communication. A lot of conveyancers assume customers know everything about the process already, so it was really appreciated to hear each stage included in the price given.

    Em

  • 5 out of 5 stars rating on Trustpilot

    Quick and efficient

    We used Lawhive for a transfer of property and conveyancing. Our solicitor was so helpful and thorough with the whole process. He responded quickly and efficiently to any questions or requests that we had and explained some of the more complicated issues regarding the process clearly.

    Geri

  • 5 out of 5 stars rating on Trustpilot

    Fantastic service and experience with Lawhive

    I had the pleasure of working with Lawhive doing a transfer of equity on a property. Our solicitor’s service was amazing, she responded quickly to any questions or concerns and kept me updated throughout the process. I can strongly recommend her for any conveyancing work that you may need. Fantastic service all round.

    Jane

  • 5 out of 5 stars rating on Trustpilot

    Amazing experience

    After placing an enquiry, I received a call 20 minutes later, and then 2 hours later, I had a solicitor assigned to me. They were absolutely incredible right from the word go - amazing and very prompt with replies, answering all my questions and keeping the process moving. We finally completed today and I am so unbelievably happy. I wouldn’t hesitate to use Lawhive again in the future if needed.

    Lily

  • 5 out of 5 stars rating on Trustpilot

    First class service

    I initially made an online enquiry about a tricky conveyancing matter and received an immediate call back. They understood straight away what was needed and gave me a quote that was very reasonable. It was such a pleasure to find someone who was cheerful, professional and completely reassuring as I’d been getting quite anxious about the sale of my house. The service Lawhive has provided is absolutely first class and I cannot recommend them enough.

    Charles

  • 5 out of 5 stars rating on Trustpilot

    Empathetic, professional and efficient

    I am an executor, selling my mother's home. I found the assistance I received from Lawhive first rate - empathetic, professional and efficient.

    Mark

  • 5 out of 5 stars rating on Trustpilot

    Great service from Lawhive

    We used Lawhive for our conveyancing needs and our solicitor was very helpful, patient and informative. She helped us with our needs with prompt responses and provided a very efficient service.

    Kelvin

  • 5 out of 5 stars rating on Trustpilot

    Great service when you need clarity and calm

    Our solicitor was warm, friendly and provided crystal clear communication. A lot of conveyancers assume customers know everything about the process already, so it was really appreciated to hear each stage included in the price given.

    Em

  • 5 out of 5 stars rating on Trustpilot

    Quick and efficient

    We used Lawhive for a transfer of property and conveyancing. Our solicitor was so helpful and thorough with the whole process. He responded quickly and efficiently to any questions or requests that we had and explained some of the more complicated issues regarding the process clearly.

    Geri

  • 5 out of 5 stars rating on Trustpilot

    Fantastic service and experience with Lawhive

    I had the pleasure of working with Lawhive doing a transfer of equity on a property. Our solicitor’s service was amazing, she responded quickly to any questions or concerns and kept me updated throughout the process. I can strongly recommend her for any conveyancing work that you may need. Fantastic service all round.

    Jane

Why choose Lawhive for help with your legal matter?

It shouldn’t take a law degree to find the right legal service for you. With Lawhive, you can get legal help in just a couple of steps.

Speak to the right lawyer, fast

Answer a few questions on our site and instantly speak to a member of our team for a quote or request a callback at a time you choose.

Clear, transparent prices

We’re always open about our fees, so you’ll never pay more than you’re expecting.

Lawyers you can count on

Our lawyers are carefully selected for their expertise and experience, so you’re always in safe hands.

A simpler path to the right legal help

01 overview

Loan Dispute Solicitors

If you've been mis-sold a loan or taken one out and then been hit with additional hidden charges you didn't agree to, the agreement may not be legally enforceable.

At Lawhive, our network of experienced litigation lawyers can help you understand and enforce your rights under the Consumer Credit Act 1974.

Contact us today for a free case evaluation and quote for the services of a specialist lawyer.

What is a loan dispute?

A loan dispute arises when borrowers and lenders disagree on the terms of a loan agreement or how it's being handled.

What are common reasons for loan disputes?

Loan disputes can arise for many reasons, such as:

  • Missold loans
  • Hidden costs not disclosed upfront
  • Issues with the terms of the loan agreement
  • Breaches of the Consumer Credit Act 1974
  • Missold financial products, like Payment Protection Insurance (PPI)
  • Problems with the broker or hidden commissions.

How can the Consumer Credit Act 1974 protect me in a loan dispute?

The Consumer Credit Act 1974 offers significant protections for borrowers. It applies to hire purchase agreements, running credit arrangements (like credit cards), and loans up to £25,000. If a lender breaches the Act, the debt may be unenforceable. This means they can't legally force you to repay the loan.

What makes a loan unenforceable?

A loan can be unenforceable if:

  1. The lender breached the Consumer Credit Act
  2. The loan or associated financial product was missold
  3. There were hidden commissions or undisclosed fees
  4. There were issues with how the loan was sold or managed by the broker.

What types of loans can be disputed?

Disputes can arise with various types of loans, including:

  • Bank loans
  • Business loans
  • Car loans
  • Commercial loans
  • Consolidation loans
  • Credit cards
  • Family loans
  • Hire purchase agreements
  • Home loans
  • Personal loan agreements
  • Secured loans
  • Store cards

What if my loan was missold?

If your loan was mis-sold, you might be entitled to compensation or have the debt declared unenforceable. Mis-selling can include being given incorrect information about the loan, not being told about important terms, or being sold unnecessary financial products like PPI.

Can informal or verbal loan agreements be disputed?

In the UK, verbal agreements can be just as valid as written ones, providing they include all the elements of a legally binding contract.

Informal or verbal loan agreements can be disputed. However, it's always best to have a written contract to avoid misunderstandings.

How do I resolve a loan dispute?

Start by reviewing your loan agreement and gathering any relevant documents. Then, try to communicate with the lender to resolve the issue. Sometimes a simple conversation can resolve the situation.

If that doesn't work, consider seeking legal advice. A solicitor can help determine if the debt is enforceable and advise on the best course of action.

Can I handle a loan dispute myself, or do I need a solicitor?

While you can handle some aspects of a consumer credit dispute yourself, having a solicitor can be very helpful, especially for complex issues.

A solicitor can provide expert advice, help you understand your rights, and represent you in negotiations or court if necessary.

How can a solicitor assist with debt recovery in a loan dispute?

A litigation solicitor can help by:

  • Advising on the enforceability of the debt
  • Writing demand letters
  • Negotiating with the debtor
  • Taking legal action if necessary

How do I get in touch with a solicitor for my loan dispute?

For expert legal advice on loan disputes and debt recovery, schedule a call with our Legal Assessment Team.

They can assist you in taking the first steps and provide you with a fixed-fee quote for the services of a specialist solicitor should you choose to take action.

Our Litigation solicitors are ready to help

With straightforward pricing - so you know exactly what to expect at every step.

Get a quote

Frequently Asked Questions

View all questions